Permanent Partial disability means:

Permanent Partial disability means:

• A. An injury may be permanent (e.g. loss of limb), but it will not prevent the insured from returning to work or being retrained for work.
• B. The injury is permanent and total.
• C. The injury is temporary.
• D. The injury prevents any work.

Answer: (A)

Permanent partial disability means the injury is lasting but does not completely prevent the person from working. Even though the impairment is permanent (for example, a loss of a limb or reduced function), the insured can usually return to work or be retrained for a different role with accommodations. This distinguishes it from permanent total disability, which means no work capacity at all, and from temporary disability, which is not permanent. So the description that the injury may be permanent but will not prevent returning to work or retraining fits the concept of permanent partial disability.

Permanent partial disability means the injury is lasting but does not completely prevent the person from working. Even though the impairment is permanent (for example, a loss of a limb or reduced function), the insured can usually return to work or be retrained for a different role with accommodations. This distinguishes it from permanent total disability, which means no work capacity at all, and from temporary disability, which is not permanent. So the description that the injury may be permanent but will not prevent returning to work or retraining fits the concept of permanent partial disability.